Needham Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews (2024)

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Needham Bank Deposit Rates

Today's 12-month CD rates can be found at 4.76%, 6-month CD rates at 1.21% and 3-month CD rates at 3.35%. Current savings rates are at 0.20% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.21%. Credit Card rates are at 12.40%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates. Needham Bank's 9-Month CD (special) rates are at 5.25%, 3-Month CD rates are at 5.00%, 15-Month CD (special) rates are at 5.00%, 12-Month CD rates are at 5.00%, 3-Month CD (special) rates are at 5.00%. Needham Bank's savings rates are at 0.05%. Needham Bank's money market rates are at 4.50%.

To see how these rates compare to Needham Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Needham Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Needham Bank CD rates. You can also compare Needham Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Needham Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Needham Bank? Share your experience about Needham Bank by leaving a review below, or read customer reviews before you decide to use Needham Bank.

Needham Bank Texas Ratio

Needham Bank's Texas Ratio is at 3.65%, which is considered excellent. The Texas Ratio for Needham Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Needham Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

5.00%

2.81%

18-Month CD

4.00%

2.44%

24-Month CD

3.75%

2.39%

36-Month CD

3.50%

2.23%

48-Month CD

3.50%

2.11%

60-Month CD

3.50%

2.49%

Savings

0.05%

0.86%

MMA

4.50%

1.54%

30-Year Fixed

N/A

6.93%

Credit Card

N/A

14.06%

Personal Loan

N/A

11.27%

Needham Bank

1063 Great Plain Ave
Needham, MA 02492

https://www.needhambank.com

MonitorBankRates' Rating

5/5

★★★★★

Review Needham Bank

Needham Bank CD Rates and Interest Rates

Needham Bank

9-Month CD (special)

5.25%

$1,000

Needham Bank

3-Month CD (special)

5.00%

$1,000

Needham Bank

15-Month CD (special)

5.00%

$1,000

Needham Bank

3-Month CD

5.00%

$1,000

Needham Bank

12-Month CD

5.00%

$1,000

Needham Bank

6-Month CD

4.75%

$1,000

Needham Bank

Super Saver Money Market

4.50%

$50,000

Needham Bank

18-Month CD

4.00%

$1,000

Needham Bank

24-Month CD

3.75%

$1,000

Needham Bank

36-Month CD

3.50%

$1,000

Needham Bank

48-Month CD

3.50%

$1,000

Needham Bank

60-Month CD

3.50%

$1,000

Needham Bank

Statement Savings

0.05%

$10

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Needham Bank Rates with Other Competitive Bank and Credit Union Rates

Colorado Federal Savings Bank

6-Month CD

5.25%

$5,000

First Bank Hampton

6-Month CD

5.00%

$1,000

First Community Bank Batesville, AR

11-Month CD (special)

5.00%

$500

Key Bank

14-Month CD (special)

4.25%

$10,000

First Community Bank Beemer, NE

18-Month CD

4.16%

$10,000

Farmers and Drovers Bank

36-Month CD

4.10%

$500

Sallie Mae

60-Month CD

4.00%

$2,500

Global Bank

24-Month CD

4.00%

$1,000

Marion County State Bank

24-Month CD

Mortgage Rates July 14, 2024

1st Northern California Credit Union

7-Year Fixed

4.990%

5.287%

0.500

Savings Bank of Danbury

5/1 ARM

4.750%

5.507%

0.000

Savings Bank of Danbury

7/1 ARM

5.000%

5.531%

0.000

Freedom Credit Union

5/1 ARM

5.500%

5.540%

0.000

Freedom Credit Union

15 Year Fixed

5.500%

5.568%

0.000

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

1st Northern California Credit Union

10-Year Fixed

5.500%

5.716%

0.500

1st Northern California Credit Union

15-Year Fixed

5.625%

5.777%

0.500

Meridian Trust Federal Credit Union

15 Year Fixed

5.625%

5.786%

0.000

Chase Bank

15-Year Fixed

5.625%

5.799%

0.000

Navy Federal Credit Union

15-Year Fixed

5.625%

5.820%

0.250

McCoy Federal Credit Union

10 Year Fixed

5.500%

5.820%

0.000

Mutual Security Credit Union

7/1 ARM

5.750%

5.834%

0.000

Institution for Savings

15-Year Fixed

5.500%

5.868%

2.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.750%

5.883%

0.500

NESC Federal Credit Union

5/5 ARM

5.750%

5.886%

0.000

Investment Savings Bank

3/1 ARM

6.000%

5.892%

0.000

State Employees Credit Union

10-Year Fixed

5.675%

5.894%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.675%

5.894%

0.000

Hawaii State Federal Credit Union

15 Year Fixed

5.500%

5.908%

2.000

Wells Fargo

15 Year Fixed

5.625%

5.941%

1.000

One Nevada Credit Union

15 Year Fixed

5.750%

5.954%

1.000

Piedmont Advantage Credit Union

20-Year Fixed

5.750%

5.957%

0.000

Wrentham Co-operative Bank

15-Year Fixed

5.875%

5.970%

0.000

Wrentham Co-operative Bank

15-Year Fixed (Jumbo)

5.875%

5.970%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Needham Bank Information

Needham Bank

1063 Great Plain Ave
Needham, MA 02492
Norfolk
Established Date: 01/01/1892
FDIC Certificate #: 26483
Date of FDIC Deposit Insurance: 01/13/1986

Bank Holding Company: NB FINANCIAL MHC

How Many Domestic U.S. Offices? 12

How Many Branches are There? 12

Website: https://www.needhambank.com

Is Needham Bank FDIC Insured? Yes

What is Needham Bank's Cert number? 26483

What is the maximum amount for insured deposits? $250,000 per holder, per account

Needham Bank Financials

Total Assets:

$3,716,578,000

Total Deposits:

$3,144,914,000

Equity Capital:

$351,700,000

Domestic Deposits:

$3,144,914,000

Net Income:

$8,752,000

Return on Assets:

0.7961%

Quarterly Return on Assets:

0.9600%

Pretax Return on Assets:

1.3113%

Pretax Quarterly Return on Assets:

1.3100%

Return on Equity:

7.3400%

Quarterly Return on Equity:

10.0600%

Common Equity Tier 1 Capital Ratio:

10.6757%

Tier 1 Risk-Based Capital Ratio:

10.6757%

Leverage Tier 1 (Core Capital) Ratio:

11.0288%

Total Risk-Based Capital Ratio (YTD):

11.3693%

Total Interest Income (YTD):

3.8098%

Headquarters:

Needham

FDIC Field Office:

South Boston

Regulator:

FED

County:

Norfolk

# of Offices:

Metropolitan Statistical Area (MSA):

Boston-Cambridge-Newton, MA-NH

Consolidated Metropolitan Statistical Area (CMSA):

Boston-Worcester-Lawrence, MA-NH-ME-CT

OTS Region:

Northeast

FDIC Region:

New York

Source: FDIC

Top 10 Promotional CD Rates Listed on MonitorBankRates.com: Best CD Rate at 6.00%

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Best of the Best: Connex Credit Union at 6.00%

Connex Credit Union offers an unbeatable 6.00% APY on their 11-Month CD Special. You'll need at least $500 to open this account.

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30 Year Mortgage Rates Hit New Record Low of 3.62% Today

Average mortgage rates are once again lower today as bond yields hover just above record lows. Fixed conforming 30 year mortgage rates todayare averaging 3.62 percent, down from last week's average 30 year mortgage rate of 3.67 percent. Markets have been jittery on the debt issues in Europe and the ratings downgrade of a slew of banks byMoody's Investor Services.

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